The smartway is:
1. Financing from your smartphone – smart credit line
2. Transfer money from card to card *
3. Top Mobile Number *
* Coming soon
FAQ:
Credit What is the maximum credit line limit?
Up to 150’000 UH in several trenches.
Credit What is the term of the credit line?
The maximum duration is twelve months with extension (365 days).
The minimum duration of the credit line is 6 months (180 days) but under current Ukrainian law, clients always have the opportunity to close the line before the schedule.
At the same time, the client always has the opportunity to extend the credit line without any time limit but is limited to 12 months (365 days).
To apply for an extension, a client only has to pay interest earned.
Arrears can also be applied for extension.
At the top – increase the credit line limit.
Interest rate
The average annual rate is 183%.
With late tariffs, the maximum annual rate can be up to 435%.
Example of interest rate calculation:
– 10 000 UAH amount for a period of 180 days and after receiving the first place after a monthly payment in the amount of 1 UAU 1 684,21, the total cost of the credit line will be UAL 10 105.26, (6 payments UAA 1 1 684.21): interest per principal – UAH 105.26 or 1.05% of the principal, IPR – 3.65%;
– পরিমাণ 10 for a period of 180 days and after receiving the next installment after monthly payment in the amount of UAU 3 174.69, the total loan will be UAH 19 174.13 (UAE 3 payment amount 174.69) including: Interest to the principal – UAH 9 174.13. Or 91.74% of the amount of., PPR – 273.75%.
What are the limitations?
The minimum age under local law in Ukraine is 18 years.
The maximum duration of the credit line is 12 months (365 days).
Protection:
Smartway cares about the safety of its customers, so all data is protected according to the PCI DSS protection standards developed by Visa and MasterCard.
This is the safest way to get credit without delay.
Replacement address:
10 Khotkavich Jnata String, Office 163
Kiev, Ukraine
0209