How It Works
Requesting a loan is easy with Cash Advance USA. Fill out one easy form on Cash Advance USA and your inquiry will be submitted to our large network of lenders. Loan amounts range from $100 to $5,000 (exact amounts vary based on lender programs and your state of residence). You can have a response from one of our lenders the same day, and often within minutes. Once your loan is approved, you will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.
Minimum and maximum period for repayment – from 90 days to 3 year.
For qualified consumers, our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.
Representative example of the total cost of the loan:
Loan Amount: $3,500.00, Annual Percentage Rate: 12% fee 2%. Number of Monthly Payments: 12. Monthly Payment Amount: $310.97. Total Amount Payable: $3,731.64 with total interest of $231.64.